facebookDo you think you (and your family) will find it affordable to retire in Singapore? (Asking those between 20s-50s). For those already in 60s, do you find it affordable to retire in Singapore and why? - Seedly

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Ace

02 Jan 2026

Retirement

Do you think you (and your family) will find it affordable to retire in Singapore? (Asking those between 20s-50s). For those already in 60s, do you find it affordable to retire in Singapore and why?

As above

  • How do you plan to finance your retirement?

Discussion (25)

What are your thoughts?

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There's many factors in play. Lifestyle and Expectations

It's not a matter of finance but community. Singapore is actually very comfortable as most have pointed, to the context of cooking and transport. Community vegetable rescue and PA related gathering is often a bonus to sustain these communities being together. Aside from mortgage and liability free, actually the park and connectivity is a HUGE factors that other countries are struggling to find.

Case in point, you can have all the financial means to retire similarly in Malaysia but you need to drive and reach to those parks.

I think daily basic expenses such as food, transport are very affordable.

Medical is another thing altogether but try to hedge with insurance.

I am assuming a fully paid up flat.

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Depends a lot on lifestyle expectations and housing. Singapore can be affordable if home is paid off...

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