facebookDo you still get credit card miles/points/cashback if you convert your payment into interest-free instalments? - Seedly

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Dylan Tan

Dylan Tan

14 Jan 2020

Credit Cards

Do you still get credit card miles/points/cashback if you convert your payment into interest-free instalments?

Will converting my payments into interest-free instalments have any impacts on my credit cards rewards program?

Discussion (5)

What are your thoughts?

Pang Zhe Liang

Pang Zhe Liang

14 Jan 2020

Senior Financial Services Consultant at AIA Singapore Private Limited

It depends on the individual credit cards. In most cases, you will not be awarded rewards for instalment.

Check the terms for the most accurate information.

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HC Tang

HC Tang

14 Jan 2020

Financial Enthusiast, Budgeting at The Society

Most of the time those interest free installment will not entitle to cashback / miles / points.

Eg. UOB One card T&C at: https://www.uob.com.sg/assets/pdfs/one_card_ful...

Point 5 as attched:

Point 5(e) statest that 0% / interest free installment plan will not qualify for cash rebates.

So best is Save the full sum and pay one short before buying to reap the full cc benefits.

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