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Dylan Tan

14 Jan 2020

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Do you still get credit card miles/points/cashback if you convert your payment into interest-free instalments?

Will converting my payments into interest-free instalments have any impacts on my credit cards rewards program?

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Pang Zhe Liang

14 Jan 2020

Lead of Research & Solutions at Havend Pte Ltd

It depends on the individual credit cards. In most cases, you will not be awarded rewards for instalment.

Check the terms for the most accurate information.

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HC Tang

14 Jan 2020

Financial Enthusiast, Budgeting at The Society

Most of the time those interest free installment will not entitle to cashback / miles / points.

Eg. UOB One card T&C at: https://www.uob.com.sg/assets/pdfs/one_card_ful...

Point 5 as attched:

Point 5(e) statest that 0% / interest free installment plan will not qualify for cash rebates.

So best is Save the full sum and pay one short before buying to reap the full cc benefits.

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