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Do you still get credit card miles/points/cashback if you convert your payment into interest-free instalments?
Will converting my payments into interest-free instalments have any impacts on my credit cards rewards program?
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Pang Zhe Liang
14 Jan 2020
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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HC Tang
14 Jan 2020
Financial Enthusiast, Budgeting at The Society
Most of the time those interest free installment will not entitle to cashback / miles / points.
Eg. UOB One card T&C at: https://www.uob.com.sg/assets/pdfs/one_card_ful...
Point 5 as attched:
Point 5(e) statest that 0% / interest free installment plan will not qualify for cash rebates.
So best is Save the full sum and pay one short before buying to reap the full cc benefits.
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It depends on the individual credit cards. In most cases, you will not be awarded rewards for instalment.
Check the terms for the most accurate information.
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