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Shirley

08 Jan 2026

∙

Do you spend to make life easier now, or strictly save for what future-you might want?

26

Discussion (26)

What are your thoughts?

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Just Me!

05 Feb 2026

I prefer saving at least 30% of my earnings.

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Seedname

02 Feb 2026

Seldom

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YOC

31 Jan 2026

Save for future for me, but if it is really what i need for now, i might spend it too.

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Chong C

31 Jan 2026

It depends

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Ellena

18 Jan 2026

I think need to be consistent ya... else along the way in life, there might be changes too...

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Does anyone strictly save money in another account and spend with a smaller account? How do you do so with the interest rates of the bank encouraging spending?

Fresh graduate here with not much savings in my bank account and will be starting work next week. I want to get started on insurance and making sure that I stash away savings too! Any advice?

2nd year poly student here, i realised i've been spending a lot on social life. I want to start investing, should I cut off 100% of my social life and just stay at home and invest these money instead?

Should we spend our ‘extra’ money on the little things that make us happy? I understand that one needs to be frugal and thrifty in order to save up for your target. But savings and investing are never-ending?

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