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Anonymous

03 Jul 2021

∙

Do you prefer to have one card with a bank that has the max credit limit or multiple cards with credit limit split across?

One or multiple credit cards?

4

Discussion (4)

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Jay L

03 Jul 2021

Millennial at some company

I would be bank-agnostic and go for the best value I can extract from each card based on my spending pattern/needs.

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Justin Kieran Ong

02 Jul 2021

I currently use 2 cards and hit the minimum spend on both to qualify for cashback. I get more cashback for the same amount of spend than if I were to only use 1.

It may be different for miles but I don't travel often (even before covid).

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thefrugalstudent

02 Jul 2021

Founder at thefrugalstudent.com

Hi Anon,

Generally, it's better to have multiple cards so you can better maximise credit card rewar...

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Hi experts, can I ask if we can apply for many credit cards(say 3/4, one from each bank) to take advantage of all the signup rewards then close all the credit cards a few month down the road?

Do you prefer to own multiple credit cards or just a few credit cards? Why?

What are some suggestions on bank accounts and credit cards (or ones that link like UOB One and DBS Multiplier) for employees who don't get to have their salary credited under GIRO at all (requested from HR as well but that option is not available)?

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