Do you have any side income generator other than your 9 to 5 job? With the recent IBM retrenchment news, it made me realise my job is not secured. Any advice?

Having the thought of side hustle is good👍. job will never secure. A job , just like investment, is just a tool for you to achieve financial freedom, that is the main goal.

I am a believer of multiple income sources. Expert always tell us diversify our investment to mitigate risk. But nobody tell us to diversify our income source. Think about it🤔

Side hustle no need to be complicated. Most important can fit ur work schedule.

My formula:
Wealth= saving + income + investment

It really doesnt matter wat u do as long it bring in income. A few hundred a month here and there make alot of different. Is better than sitting at home watching TV.

Side income generator is not as easy as some people made out to be. Stock picking, options trading, forex trading, property rental, online store, I have tried all these at different times of my life. it is as much a full time job as any job and requires effort, time, monitoring the prices, sales, management, orders etc etc. in some cases, it requires a huge starting capital. There is no such thing as zero capital. An ecomm store also requires some capital to start, and also advertising fees etc.

if you have full time job, a family to take care, maybe still have to volunteer for your children's primary school, i dare to say it will not worth the time and effort for most people. let's be honest, not everybody can be Warren Buffett, Robert Kuok, George Soros, Jeff Bezos, Mark Zuckerberg etc etc.

Unless you willing to start small, maybe once a week or once a month, then be also realistic of your returns.

Best i think is have a rainy day savings of 6-12 months to tide over in case of emergency. Then in the mean time, try to upgrade some skills or knowledge relevant to your job.