facebookCurrently have $50 in stashaway only. Not dca-ing into stashaway now. Dca-ing 400 into etfs (200 into Nikko AM ETF and 200 into ABM ETF). Should I change the proportion and invest more into robo? - Seedly

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Anonymous

22 Oct 2019

Robo-Advisors

Currently have $50 in stashaway only. Not dca-ing into stashaway now. Dca-ing 400 into etfs (200 into Nikko AM ETF and 200 into ABM ETF). Should I change the proportion and invest more into robo?

Discussion (4)

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Asheesh Chanda

22 Oct 2019

Founder at Kristal.AI

I think Nikko AM STI ETF is one of the best ways to get invested in the Singapore equity market. Given its expense ratio of ~0.28%, it should not be considered expensive. The only thing you should check if when you buy for 200$ each time (say monthly) how much brokerage do you land up paying. So if you are charged 5$ to buy 200$ of an ETF then it would be considered very expensive.

W.r.t ABM I would suggest evaluate a balanced Kristal like All Weather / All Rounder / Steady Growth based on your risk profile or just take any balanced portfolio of US Equities (SPY), EM Equities (VWO/EEM) and Gold (GLD) clubbed with Bond ETFs (try UCITS preferably LQDA or a BND, LQD)

Also, do run the algorithm at kristal.AI (investments up to $50,000 are free) and see what that shows for your profile. Happy to help out if you need more info.

Gabriel

03 Nov 2018

Undergraduate at National University of Singapore

Investing more into robo would be a great way to diversify your portfolio and gain exposure into the US market

By buying into etfs of your choice, you are actively taking a market view. By investing into stashaw...

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