Critical illness coverage: Which multi-pay plan would you recommend, in case of CI + relapse? Currently looking at Manulife Ready Complete Care, PruActive Protect, Singlife Critical Illness multiclaim?

Manulife Ready CompleteCare (Cover me Again) is a great option with comprehensive coverage and competitive pricing. There is also a 100% premium refund (minus any payout) in the event of death.
You can also consider Aviva My MultiPay Critical Illness Plan IV or Tokio Marine MultiCare. Both plans provide 100% payout of sum assured for early-stage critical illness conditions.
However, do note that while Aviva My MultiPay Critical Illness Plan IV is more extensive in its coverage, there is a 1 year waiting period between early/intermediate stage claims, with a limit of six claims. Tokio Marine MultiCare, remove the waiting period between early/intermediate stage claims, with a limit of 2 claims.

Should you be looking for something more premium, you can consider AIA Power Critical as well.
Do feel free to check out this blog article where we listed the 7 Best Critical Illness Insurance Plans in Singapore (2020) and explain them in detail.

Contact Moneyowl for more personalised recommendation. They don't hard sell and are non commission based , they only draw salary from their company. Finally, the rebates from insurance company will be given back to you also. ​​​