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Anonymous

24 Feb 2025

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Credit Card

If someone is a final year student studying part-time for a degree, and working a temporary contract job that pays between $2000-$2400, would it be advisable for them to apply for a credit card after being in the job for a month to build their credit score, or should they wait until they’ve graduated and secured a full-time position early next year? If yes, what credit cards can they consider looking into taken into consideration of the situation right now vs after graduation?

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jw

12 Mar 2025

Thanks for sharing

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MilesWise

04 Mar 2025

Yes, Credit would be possible too! I wrote about miles vs cashback argument in the context of a $2k monthly spent. https://www.mileswise.net/post/beginner-s-guide...

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Debbie

01 Mar 2025

It would be better to wait until after graduation when you’ve secured a full-time job. This would make it easier to get approved for a card with better terms and benefits. In the meantime, you can check out this guide on cashback credit cards

to explore good options for the future.

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Jinsha

28 Feb 2025

Agree with your thoughts

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Ian

26 Feb 2025

Get a credit card not just for the perks but also learning how to manage a credit card....

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Do I have to credit my POSB Everyday card to my Multiplier to fulfil its credit card component? Or can I link my credit card to another POSB savings acc to fulfil the multiplier credit card category? ?

I would like to pay my school fees using my credit card but my credit card limit is $8K. Can I actually pay the full amount in a few installment using my credit card? ?

If I have credit card debt, is it better to get a loan from the bank to pay off the credit card debt knowing loan interest rate is lower than credit card interest rate? ?

Is it a good idea if seedly blog also have credit card analysis section? What I suggest is to breakdown all the credit card benefits, promos, best use case, hacks for each credit card

Would you been keen on getting bitcoin as credit card rewards? A new VISA credit card offers bitcoin as credit card rewards instead of miles of cash?

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