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Can we still earn Miles if the transaction converts into an instalment plan for this card?
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thefrugalstudent
10 Jun 2021
Founder at thefrugalstudent.com
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Usually most cards will exclude. Please do read your cardholders agreement or the card’s T&C.
. Purchases of product(s) and/or services under EPP will not earn rewards under any of Citibank’s loyalty programmes (including but not limited to Points, Citi Miles, Cash Back, SMRT$, Citi M1 Rebate, Reward Points, Citi ThankYouSM Points).
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I believe Citibank recently launched their instalment payment plan to allow cardholders to still earn rewards at the regular rate for instalment payments. So if the transaction you are making is under this program, then I believe you will earn miles. Note that this program is only eligible for selected merchants, and you do not know at the time of purchase whether or not you will be eligible for this IPP. If you are, you will receive an SMS about it asking if you want to opt-in. This is different from the regular equal payment plans that are offered on big-ticket items.
Hope this helps!
Regards,
thefrugalstudent