CI insurance for someone who is graduating and doesnt have much insurance other than medical and hospitalisation insurance?

Hello! i would be graduating from uni soon but have yet to find a job :/ heard from my fren that the CI insurance T&C will get stricter in Aug so recommend me buy now. currently i only have medical and hospitalisation insurance. was thinking of PruActive Life or PruTriple Protect! from my understanding is that one is life while the other is term, am new to insurance so was wondering which would be more suitable for someone like me?

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PolicyPal

23 Sep 2020

Official Account at PolicyPal

Hi, it is great that you are aware of the importance of Critical Illness coverage.

We have done a summary and comparison across different Prudential Insurance Policies here. You can also check out this article where we analyzed and compared the best CI policies across different insurers.

Do check out our website where you can find quotations across different insurers. Do feel free to reach out to us on our Seedly Page if you have any other questions.

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Al

07 Aug 2020

Do you have an income? The income factor will supersede the changes in CI for financial planning. Good to get it earlier, but take your income and financial standing into consideration first.

PruTriple Protect has higher multiplier claims, PruActive Life is a whole life, limited pay plan. They are structured differently and should not be compared side by side. They address very different circumstantial needs.

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Jonathan Soh

06 Aug 2020

Wealth Manager at Aviva Financial Advisers

Hi there. It is good that you are looking into insurance early. There are so many young people who d...

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