facebookCan someone help explains the fee charges for Brokerages such as Standard Chartered, DBS Vickers? - Seedly

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Anonymous

11 Sep 2020

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General Investing

Can someone help explains the fee charges for Brokerages such as Standard Chartered, DBS Vickers?

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Rahul Wadhwa

11 Sep 2020

Student Ambassador 2020/21 at Seedly

Hi Anon,

There are a couple of fees you need to consider. Let me explain using DBS Vickers as an example.

Firstly, you have to look at comissions. Comissions depend on whether you are placing a trade over the phone (which are higher), or online, the amount you are trading, and whether you are using the cash upfront option (only available for buy trades). As an example, to purchase SGX securities, the cash upfront has a minimum charge of 0.12% of the trade or SGD10, whichever is higher. The standard rate is minimum SGD25, 0.28% (assuming your order value is below SGD50k and you placed the order online). The cash upfront option is basically when your multi-currency account has the trade amount inside before executing the trade.

For international markets (not international shares listed on SGX as the rates are different), you need to take into account custodian fees, which are SGD2 per month per counter, which can be waived if you trade frequently enough (either twice a month or six times a quarter), dividend handling fees, which is 1% of the net dividend, or USD4 minimum.

Refer to this link for the full breakdown of fees: https://www.dbs.com.sg/vickers/en/pricing/fee-s...

Other fees include foreign currency conversion fees, DBS' conversion rate isn't that good, around 0.7%, you could use other platforms like the remittance services to get a better rate. Corporate actions cost USD 25 per counter. Overall, I wouldn't reccomend DBS vickers for international markets as the fees are quite costly.

For SC, the comissions are cheaper, at 0.2% and 0.25% for SGX and international markets respectively, with a minimum of SGD/USD/Whichever markets you are trading 10. I am not 100% sure but I do not think SC has dividend handling fees. SC's FX rate is better, around 0.3%.

You can refer to this for the full breakdown for SC:

https://av.sc.com/sg/content/docs/sg-fees-sched...

Maisul

08 Sep 2020

Youtuber at Google (Channel : Say Do Invest)

Usually there are

1) commission fees

2) currency exchange fees (if other markets)

IF you are using custodian account ;

There would be custodian fees.

I did an in depth video on how to use dbs vickers platform!

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