Can I top up CPF's RA with cash without using SA and/or OA?

Hi Yam,

Yes, you may do so, at any time after 55, up to the prevailing ERS for that year.

Take note that if the RA balance is above the prevailing FRS, you won't be entitled to any tax relief.

Yep you can top up your RA to the preveiling Enhanced Retirement Sum (ERS) amount.

At the point of writing, the current ERS is S$279,000.

Cheers.

- Jeffrey (jeffreyleezq.com)