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Anonymous

22 Apr 2023

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Can i know does the 100k benchmark by 30 includes investment or solely based on savings?

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JH L

28 Apr 2023

You can include investments if it's not the type that can suffer easy capital losses.

But remember that when TWS highlighted the benchmark, they were referring to 100k liquid cash for good reason. (I.e. flexibility of plan action)

Does not mean you need to follow their goal word for word, but do assess if this goal needs modification for your situation.

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Seedname

27 Apr 2023

Why follow a benchmark that will be pointless in future with inflation

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1M45

22 Apr 2023

Personally, i will include saving + principle invested minus any unrealized loses.

I will exclu...

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