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Can I choose to get cashback instead of miles for the OCBC 90N Card? And is Grab top-up or public transportation considered as local spend?
Is it possible to pick between getting cashback or miles with the OCBC 90N Card? What qualifies as local spend?
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90N is best used for miles, if u want cashback, go for a cashback card
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Boon Ming
06 Feb 2020
Engineering at Nanyang Technological University
Local spend = charges in SGD with local merchants (not overseas card terminals)
Grab TOP Up falls under Remote Stored Value and most cards don't gives rewards/miles under that
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Local spend refer to any spending in SGD but subjected to their terms and conditions. Some transactions are not counted like grab top up
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Elijah Lee
05 Feb 2020
Senior Financial Services Manager at Phillip Securities (Jurong East)
Hi John,
By converting your Travel$ to cashback, you are effectively getting a value of 1.2cents pe...
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