Can anyone break down the process of buying house in SG for someone who has no idea where to start?

I will focus on Punggol due to it potential. A university and a 2nd mrt line. Not forgetting the SG digitsl district is in Punggol too. Near to Sengkang hospital incase of any heart attack.

The first thing would be likely can you afford a house.

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What you said is too vague.

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Taking that you are a single, that will rule you out for HDB.

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So you can only look at condo now.

Next, since condo, then you need to decide how many bedrooms you want. Again, taking you as a single, studio or 1 bedroom or 2 bedroom should be enough. Next, where do you want it located. City would be the most expensive, so since we have no idea where your salary range is, let's take it you can make it for a 1 bedroom in the non core area.

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At current price, it should be about $900k. You need about 25% set aside. $225,000 in CPF and cash. Let say your starting pay is $6,000 a month for the 5 year that you work, that works out to be at least $82,000 in your OA assuming you have only 12months salary with no bonus. If you have saved 30% of your take home pay, that would give you at least $84,000. The total would not allow you to meet your 25% for downpayment and all. But close.

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then would to see how your can make up that initial downpayment. Or resize your housing dream.

Engage a agent to do it

Need to see your budget, so can go to bank website and try out their mortgage loan calculator to see what's the loan amount u can get then from there u will have a rough idea of your budget and what u can buy.