Buying PA Insurance?

Most personal accident plans look similar, especially when they all show S$100,000 accidental death coverage. But the benefit people actually use most is medical expense reimbursement after an accident.

​

This blog compares several plans based on how well they cover outpatient treatments like physiotherapy, TCM, and chiropractic care.

​

Key points:

• Most claims come from minor injuries (falls, sprains, stitches)
• Recovery often needs multiple treatment sessions
• Medical claim limits vary a lot, from S$1,000 to S$4,000
• Some plans have restrictions (e.g. hospitalisation required, per-visit caps)

The main difference between plans isn’t the death benefit. It’s how much they actually cover during recovery.

​

Read more: https://plannerbee.co/learn-personal-finance/pe...