Between STI ETF and S&P ETFs, which is a more viable investment?

Hi, these are different issues.

1. Generally passive indexing ETFs are cheaper than UT ("mutual funds").

Everything more than ca. 0.3% annual fees (= total expense ratio TER in the product fact sheet pdf) is, my arbitrary definition, way too expensive.

UT's often go with 1-2.5% range of annual fees, You're loosing a lot.

Cheap and large ETFs instead go with less than 0.30% per year.

1. Yes, the STI is not well diversified (only Singapore companies),

the 10 year performance as compared to the SP500

was just triste. Look here (however dividends are not included in this auto-updating chart).

You could read more here:

https://seedly.sg/questions/what-is-your-genera...