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Anonymous
I spend hundreds to thousands on aesthetics treatment / facial packages / massage packages but I dont see any credit cards that favour these (usually payment by Visa, not online) and have only been using my general spending credit card I.e. DBS Altitude. Is UOB Lady the better alternative? Thanks
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Pang Zhe Liang
13 Dec 2019
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
UOB One card-- Top Up to Grabpay-- Use Grabpay Mastercard option to top up to youtrip/revoult then use these cards to pay. It is the latest hack to use
8-10% rebate. But please take note of the UOB One card spending requirements to hit the cash rebates
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If you are cosnidering airmiles, UOB Lady's card is good because it offers 4 miles per dollar to a specific category in your case your purchases are of a specific category
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If these can be paid via contactless payments, you could consider UOB preferred platinum. Although you can earn 4mpd on such transactions, this is capped at $1,110 per month so it may not sufficiently cover all of your payments.
But this is a definite good way of maximising all miles for this purchases.
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DBS Womans & UOB Lady's.
Citibank Cashback card is not bad too
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UOB One for cash back, UOB privi miles for miles. Can also consider UOB preferred platinium visa for...
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You will have to check with the salon on its MCC.
For general cards, consider Citi PremierMiles at 1.2 miles per dollar. For stacks in $5, consider UOB PRIV Miles @ 1.4 miles per dollar.
For shopping and entertainment, consider OCBC 90°N CARD @ 4 miles per dollar.
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