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Anonymous
May I know what is the best (the most cost-effective) ILP in the market?
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As what others said abt robo, etfs.
But if u rly must know.
Can try manulife invest rdy
I'm in it atm (too late for me to back out haha)
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As others have pointed out, ILPs are less cost effective than directly buy the underlyings or buy th...
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ILP has the element of insurance. For the first few years, very significant portion will be used to pay the insurance agent commission. Unless you are looking at buying insurance for protection, otherwise might as well just buy the stocks directly via ETFs.