Best credit card for cash back on $1k / month expenditure on transport, dining, bills, online spend?

Whenever I see you OB credit card. I need to warn you on this. Be careful of this lousy company charging you the credit card one annual fee ~200. Annual fee waiver subject for approval. Super 'effective' way to do the waiver. Maybe you need a few days to follow up.

Hi Anon,

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Since UOB EVOL excludes insurance as eligible spending, you should make sure that you're able to comfortably hit the $600/month min spending excluding insurance payments. If you're able to do so, then the EVOL card is definitely better than the unlimited card.

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I believe it's one of the best high cashback cards around already, though I think there are some that award 10% cashback with a higher min spend (CIMB?)

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Hope this helps!

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Regards,

thefrugalstudent