facebookAXA Pulsar : Should I pull out? - Seedly

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Anonymous

23 Apr 2024

General Investing

AXA Pulsar : Should I pull out?

I've an AXA Pulsar plan for the past 8 yrs (96 months), each month they deduct $250 from my bank for the plan.

Current balance in there is about $26K.

So (96 months * $250/month) = $24K pumped in so far.

Therefore $26K - $24K of my own money pumped in = $2,000 actual profits after 8 yrs?

And that's $250/year and $20/month?

If I pull out now, I'll lose all my $26K for these kind of plans?

Discussion (5)

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To introduce, I have also invested in AXA Pulsar back in Jul 2021. 3 years later, I am having a 52% gain from my initial capital that I've put in. So I am not sure why you're experiencing only a gain of $2000 in 8 years. What funds have you picked? And I think likely, you may be looking at the wrong indicators. Can you download the HSBC Life app and check your policy current value from there? Also, I am assuming you didn't take out any payment or made any loan against this policy?

Insurance is a long term commitment and most likely lose money if under 20yrs.

Check with your agent what is the surrender value and any fees. usually there is lock in period.

al...

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