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Anonymous
Just started working so I'm planning out my budget and have decided to put S$1k aside for investments and savings. I'm in my early 20s, don't plan on settling down yet, school loan is already accounted for in my expenses and I already have an emergency fund settled. So this $1k is purely for saving and my future. And advice appreciated! Thanks!
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Great to be so ahead in thinking of your futur. I was still YOLO then. Let's assume you have a steady girlfriend so I would segregate it as low cost investments (ETFs/UTs/Stocks), housing/wedding funds (Safer yields cash fund), Self-enrichment use in the following allocations $600/$300/$100.
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Kenneth Fong
24 Sep 2021
Marketing Manager at Seedly
Hi anonymous,
School loan settled under expenses and emergency fund settled.
However, I noti...
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Maybe do 200 cash savings, 200 insurance and 600 investment. Since you're young, you can go more agressive!