Are there any reliable travel insurance providers with affordable premiums?

Most of the insurance provider premiums are competitive. The only thing is to read through the benefits of the plan to make sure those things that matter are covered by your selected plans. For example, FWD cheapest plan might not cover Covid related claims if you do not addon the optional cover, or Etiqa cheapest plan might not cover local medical claims once you return back from your trip in singapore. So do rmb to read before applying, as being cheapest doesnt always means the best.