Anyone has experience with P2P default? Did P2P provide any evidence the company can’t repay? Or just a simple email to blame on COVID-19?

A few of my crowdfunding deals is having some issues and I am defnitely not happy with the current situation...

That said, I also understand that the general business environment is hard. With the government forecasting such a huge drop in the GDP, I would be very sceptical if any company comes out and say that they are not affected by the pandemic.
I came across this list https://www.drwealth.com/ultimate-list-of-busin... that I think will only grow as time goes on.

While it am not happy making losses, rationally speaking all investment has risks. There is no free lunch and high returns imply high risks. It is just that i thought i have effectively diversified my risks across different investments. Who knew that almost all were affected at the same time due to Covid... :-(

I had a number of defaulted loans. More than my fingers can count, to date, with Funding Societies.

FS doesn't even explicitly identify which company it is. Some of the companies are easy to figure out from the news and correspondence from FS. FS doesn't provide proof, I'm afraid, only provides text messaging-style updates on the portal.

I have contacted them by messaging, however, the responses are perfunctory at best. Worth noting is that in the borrower's bankruptcy proceedings or liquidation where other larger lenders are involved (e.g. banks), these take priority to P2Ps like FS. In a number of FS's so-called classified 'defaults', they already tell you with high certainty that they will be unable to retrieve back the funds. So if I consider these funds lost, the risk-reward ratio is just not worth it.