Any thoughts on the Starhub 1 year SIM only plan (contracted)? Is it worth and does it allow for the Hub club member discount?

I was previously using Starhub Sim only plan for quite awhile before switching.

For the Starhub 1 Yr Sim only plan (contacted), anyone has any thought on it, tried it? Experience? Worth it? Does it allow the Hub club member discount?

• Sim Only Plan is 'nett' price. No additional discounts for Hub club etc. It also doesnt count as a mobile line.
• In terms of usage and connectivity, no difference since its all the same telco.

However, the main difference is on the handset discount. For 2 years mobile contracts, you can get a phone at discounted price compared to Sim Only plans without phone. This is really subjective to individual preference but recently I've calculated that it is 'cheaper' to get a 2 years mobile contract. Here's the reason if you are interested.

• Assuming Sim Only Plan $25 (30GB, 1000min)
• The current 2 years plan $55 (15GB, 100min)
• $55 - 30% disc = $38.5
• Difference between the 2 plans = $13.5
• For 2 years duration, total difference = $324
• For handsets, Apple iPhone 11 128GB @ $408
  *Apple iPhone 11 128GB RRP $1219
• 'Market value'of iPhone 11 128GB ~ $1000
  ^ If you were to sell the phone on carousell
• Doing some mathematics calculations: $1000 (profit) - $408 (cost of phone) - $324 (the 2 years contract difference) = nett profit of $268.
• The downside is that your current plan has lesser data conpared to sim only. If you dont need the extra data then not worth changing.