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28 Sep 2021

28 Sep 2021

Insurance

Any thoughts on AIA Pro Lifetime Protector (II)?

Https://www.aia.com.sg/en/our-products/investme...
Would like to know more about it :)

Discussion (4)

What are your thoughts?

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Friday Night Funkin especially fun when trying to improve my score on harder weeks.

Considering what the others have said, you need to decide what this plan is ultimately for. If you want to earn returns then don’t choose this plan. This is supposed to be for insurance.

So if you do choose this plan, you need to ensure that the value of your portfolio doesn’t turn to 0! You can monitor your yield on the AIA app itself once you get the policy.

Currently I’m having the PRO adventurous portfolio but it is able to be customised with many of AIA selected portfolios. So to safeguard this policy it’ll not be a passive thing but something you might need to review every other year or so. If you want something safe then get term and invest the rest of your money elsewhere. But if you are planning to actively manage your ILP, make sure you have trusted financial advisors around who can aid you in the process! Best is if they also have this plan so y’all will be in this together! And remember don’t exceed 10% of your income if possible!

Elijah Lee

28 Sep 2021

Senior Financial Services Manager at Phillip Securities (Jurong East)

Hi anon,

What is your purpose of getting the plan?

Is it for protection?

For ILPs that h...

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