Any recommendations for SRS investing?

SRS helps you to

1. Reduce income taxes

2. Help plan saving and investments for longer-term retirement plans

There are lots of SRS options:-

• stocks, REITS, ETFs in singapore

• bonds in singapore, including singapore saving bonds

• unit trusts, funds

• some type of insurance policies

Since SRS is for the long term, i believe a great way to hold for long term for best returns is holding ETF, Reits and stocks.

They need a long time frame so you are good for it with SRS (since you have to hold till retirement for reducing your income tax)

You can use the SRS money for investing in shares or bonds. Set up an account with the bank and then a trading account.

Hi Mandy,

As what many people have pointed out, you can invest in

1. SGX listed securities

2. Unit Trusts

3. SSB

4. Roboadvisors ( Moneyowl, Endowus, Stashaway)

through SRS.

As a young working adult, with a small contribution on SRS, I dont like any investment products that generate dividends because it is difficult to invest the dividends cost and time efficiently. I was invested in STI ETF because I like diversification, but the dividends of a few hundred dollars are just costly to reinvest

I have recently shifted my investments on SRS to Endowus 100-0 portfolio. You can read more about why Endowus is a good choice here.

http://bit.ly/2Ywgzrr ​​​

I think ETF is an option you can consider, and specifically STI ETF.

STI ETF has no rights issue, and it picks the best blue chip stocks for you. So I think it can be a good consideration.