Anonymous
Any advice for someone who is turning 30 soon?
How should i prioritize my finances and how do i make sure that i can secure my future?
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Go read about SMART goals. Essentially, everyone is different in their needs, wants, commitments and risk appetite. Be clear of what you want to achieve, how long you have to do that, then work out a feasible plan.
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- Have emergency funds in your high interest bank saving account.
- Spend prudently. And reduce your spending expenditure.
- Invest your spare cash in stocks and etfs.
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Clear debts
Identify and work towards your big ticket items (basic needs like housing not car or landed)
save or invest on the side
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1.Make sure have enough to place deposit to secure your property/BTO.
2.Get rid of education debt ...
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