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HL Low

03 Sep 2020

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Am I well covered for healthshield plan if I have AIA Healthshield Gold Max Plan A + Max Essential Saver A as a rider?

AIA HealthShield Gold Max Integrated Shield Plan

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Samuel Don Oh

03 Sep 2020

Hey there!

Once your rider is set in, your hospitalisation is pretty much all set :) The rider covers deductibles (ward associates cost) and co-insurance (10% of your bill less deductibles).

You may want to consider your current death/TPD coverage and CI coverage. A good gauge for them will be 10x your annual income for death/TPD and 5x your annual income for CI.

Do engage a financial advisor to explore your options. All the best!

Financial planning is an integral part of life. You may reach me here to find out more.

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