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Jim Ng
07 Jun 2019
Marketing Strategist at https://www.bestseo.sg
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Ryan Ong
04 Jun 2019
Partner at Stacked Homes
I haven‘t used my CPF at all for my house (I transfer my OA to my SA and pay in cash for the 4% interest). Paying for the house in cash is quite manageable if you buy modestly for your first home.
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Loo Cheng Chuan
07 Nov 2018
Founder at 1M65 Movement
It all depends On my phase of life.
The most important point is : Don’t Over Stretch Yourself in ...
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My flat is funded fully from CPF, I have zero cash outlay for it.
Recommended investment vehicles besides CPF:
Risk averse investor:
SSB, STI ETF, FDs
Moderate investor:
Mid cap, small cap and blue chip stocks
High risk investor:
CFDs, Forex, Options trading
Ask yourself first, what is the time horizon you're looking at to set aside the money? What is the amount that you're trying to achieve through investments? Are you reliant on your investments to generate income for the long term? Do you have any emergency funds parked aside outside of your investments portfolio?
That way, you can determine which investment vehicle is most suitable for you.