AIA smart wealth builder vs AIA smart flexi rewards. Which one is better for saving?

Hey there!

It largely depends on your objectives and time horizon.

AIA Smart Wealth Builder is a Long term endowment plan that enables you to pass down the plan to your child so that the plan can continue till you're age 125 in the event of your passing. The lock in period is at least 15 years whereby partial withdrawals before that will be highly discouraged.

AIA Smart Reward flexi is a short term saving plan that enables you to withdraw cash coupon in the short term. The Plan tenure is also way shorter than Smart Wealth Builder.

If you are looking at a Long term saving plan to meet a Long term guaranteed need, you may want to opt for Smart Wealth Builder. If Liquidity is a concern to you and the savi is for a short term need, you might want to opt for Flexi Reward.

The good thing for both plans is that the capital is guaranteed (if you stick through the lock in period). But do engage an AIA advisor to find out how these plans are able to meet your needs.

You can reach me here to find out more :)