AIA power critical vs AIA guarantee protect plus with early critical protector life for early critical illness and critical illness?

This will be dependent on your existing coverage. The standard Life Insurance Association recommendation for life insurance coverage is 9-10 times your annual income.

If your existing life coverage meets the recommended amount, and are simply looking for critical illness coverage, AIA Power Critical should suffice.

Should you be looking to increase your life insurance coverage, you can consider AIA Guarantee Protect Plus and add on the critical illness rider.

Do feel free to get in touch with us if you require a detailed analysis of your coverage needs.