Anonymous

28 Jul 2020

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AXA Life Treasure, Manulife Ready LifeIncome or AIA Guaranteed Protect Plus (II) Accumulator which one is better for whole life insurance?

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Pang Zhe Liang

28 Jul 2020

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

It depends on your needs. If you are looking for a general comparison, I doubt there is a clear winner. This is because each plan has its strength and weakness. With this in mind, the correct question will be on which plan best fits into your needs.

Generally for the listed whole life insurance policies that you have mentioned, you may wish to understand the coverage involved, multiplier effect, as well as the premium payable over time.

What's more, you should be comfortable with the insurer's participating fund and track record. This is because your premium will be invested into the insurer's participating fund.

More Details:

What is a Participating Fund?

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