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This is how I would allocate my income.
Spendings : $300 (15%)
Savings : $500 (SC Jumpstart Account) (25%)
Investments: $1200: (60%)
Syfe Cash+ : $400
Stocks (Dollar-Cost Averaging): $500
Crypto: $300
Any advice on how to do better? And would appreciate it if anyone shares better suggestions in the comments below! :)
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Firstly decide what are your goals (don’t think it’s mentioned above) and then craft up a plan to see how best you can get there.
Are you just trying to build a portfolio of $x by year 20xx? Or increasing monthly income by $y? Suggestions could be very different between the two.
If you want you can check out my IG @richlifewithdavid where I share more on money mindset and money management hacks in general. DM me - I’d love to share more based on my experience.
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How about insurance?
Some basic one like hospital, CI/ECI etc...
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Earn more and rest well. The other things that u do don't really matter. Hang out with people who earn more than you. Make sure they really earn, not appear to earn