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Anonymous
how can low income family improve on personal finances ..
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Gabriel
19 Oct 2018
Undergraduate at National University of Singapore
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The other's have answered from the finance POV.
Now I'm going to give an opinion which may offend.
Stop having intercourse unprotected.
There is financial planning but there is also family planning.
You can have the best finances but poor planning on other areas will ruin your plans as well.
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I believe that there are various financial assistance schemes available to help your family and yourself cope with the rising cost of living. For your kids, free textbooks, coupons for their recess etc. For your family, some organisations might send daily necessities (toilet paper, biscuits etc ) to your house every month