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Richard Woon Tian Jun

07 Jun 2019

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A new form of investment opportunity - instead of earning interest from student loans, investors earn from future earnings? Would love to hear your thoughts on this. Worth, or just take the student loan?

https://www.bloomberg.com/news/articles/2019-04...

I think this is an extremely interesting concept being raised, but I fear the repercussions - with a new form of security being created, we may see banks try to package this and sell this as a form of "salary-backed security". With the previous mortgage backed securities causing the core of the 2008 recession. Would love to hear the community's thoughts on this!

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FindTheLoan.com

16d ago

One of the issues back then was banks offering high-risk loans to homebuyers who were unlikely to repay them. Coupled with overly optimistic ratings and underestimating the risk, the thing just snowballed into a crisis...

Probably more due to government policy gaps than the loan product itself.

The secondary loan market is very different from the primary loan market. So this is only my opinion!

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Gabriel Tham

07 Jun 2019

Tag Team Member at Kenichi Tag Team

Can I sell a stake in my future seedly answering potential?

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