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Anonymous

04 Apr 2023

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5-room HDB - loan $190k. Household income $9k (saving $2k monthly) with 4 kids (< 6 yrs old). $200k & nil investments. Should we pay full next year when due? Or renew loan and save in FD? Any tips?

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Cryotosensei

09 Jun 2023

Blogger at diaperfinancingfund.blogspot.com

I have a different perspective. I finished paying off my housing loan within five years. Not only do I enjoy peace of mind knowing that I wouldn't have to be stressed out if I lose my job next week, I gain comfort in thinking that my wife doesn't have to worry about paying the remainder if something untoward were to happen to me

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tinycents

25 Apr 2023

Can consider to use OA to clear if really want, cash should accumulate or top up CPF SA.

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XY

06 Apr 2023

If you can invest your monies with a return higher than loan interest rate, then don't pay in full....

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