28 years old, Earning 3k a month. Aspire to purchase a condo. 70k cash and 30k OA in hand for deposit? Do you think it is wise to purchase a condo with my current financials?

You might be stretching abit far with your finances. You should probably wait a few more years before considering to purchase a condo.

Good to know that you have high aspirations at a young age!

That's a neat sum of savings as well and it will certainly help you to get invested.

Give me a ring or whatsapp @97649657 and I can share my journey with you if you like. The information that you have shared is too little to make a proper suggestion or advice at the moment, so it will require further discussions at least over a drink.

You might be stretching it a little. You gotta work out your financials. Can you survive if you are out of job for, say, 6 months?

Will anyone be splitting the mortgage with you? 3k a month is a bit of a stretch when it comes to mortgage payment.

A simple way to keep track if you are ready to own a property is when your mortgage do not exceed 40% of your income. (I recommend to keep it in the 30-35% range)

If you are using it for rent, rental income must be higher than the mortgage you are paying.