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Anonymous

23 Dec 2021

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27M Non-Smoker -Term Life Plan (Death+TPD) coverage till 65 yrs 500k. -Late and Early Stage CI till 65 yrs 250k each. -Hospital ISP for ward A with added on rider. Premium paid $1.5k pa. Is this ok?

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JAZZ

02 Sep 2022

24, female, MOE teacher (1st year) planning to get a whole life insurance as I only have Prudential hospitalisation policy (private). Shd I get group or personal insurance? What will the premium be for both? Apprecitate your guidance.

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Yong

23 Dec 2021

Hi, I would like to ask a few questions for your plans:

Hospital plan: Why didn't you go for private?
Term plan: Why are you covering until 65 years old? Why not longer coverage?

If you're asking about the plans you have, I would say you've done the basic coverage. However, if you're asking in details whether are these enough for you, it would be unfair to advise you based on the plans.

Because the proper financial planning is based on understanding your situation and needs, then we will relook into the plans. With that I'm able to advise you accordingly.

If you would like to discuss it in detail, I would love to connect with you!
https://www.instagram.com/thefinancialrab/
linktr.ee/thefinancialrab

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