27M- i have 6 months of income stashed away as emergency funds. i also have 6 investments comprising of a range e.g bonds,etf, ilp. i also have money set aside for big expenses like house etc?

Well done. top up cpf, save income tax

It sounds like you have taken responsible financial steps by building an emergency fund and diversifying your investments. Congratulations on being proactive with your savings! While I can't provide personalized financial advice, I can offer some general suggestions.

1. Reassess your goals: Take some time to review your financial goals and assess if they are still aligned with your current situation. Consider factors such as your short-term and long-term objectives, risk tolerance, and time horizon. This evaluation will help you determine if any adjustments are needed.
2. Consult with a financial advisor: If you feel uncertain about your savings and investments, it may be beneficial to consult with a qualified financial advisor. They can provide personalized advice based on your specific circumstances, goals, and risk tolerance.
3. Review your investment portfolio: Periodically evaluate the performance of your investments to ensure they are meeting your expectations. If any investments are underperforming or no longer align with your goals, you may consider rebalancing or diversifying further.
4. Set specific financial goals: If you find yourself with extra savings each month, consider setting specific financial goals. These could include saving for a down payment on a house, planning for a future trip, investing in further education, or saving for retirement. Clearly defining your goals will help you allocate your extra savings effectively.
5. Maximize retirement contributions: If you haven't already, consider maximizing your contributions to retirement accounts such as a 401(k) or IRA. These accounts offer tax advantages and can help you build a secure financial future.
6. Consider long-term investments: If you have a longer time horizon and are willing to take on more risk, you might explore long-term investments such as stocks or mutual funds. However, it's essential to conduct thorough research and understand the associated risks before venturing into these investments.
7. Keep learning about personal finance: Continue educating yourself about personal finance and investment strategies. This will enable you to make informed decisions and adapt to changing market conditions.

Remember that everyone's financial situation is unique, and what works for one person may not work for another. It's crucial to assess your circumstances and make decisions that align with your goals, risk tolerance, and financial comfort level.