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Anonymous
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This $10K is a good starting point as your financial safety net. If you have started working, you can simultaneously build this safety net to become a decently sized emergency fund and get yourself exposed to the market.
However, do be wary of over-saving or over-investing. It is wise to keep both allocations in check and change them to suit your comfort levels. In the end we want to be comfortable of where we park our money in order to reduce the effort spent on worrying.
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Start to invest in the market, "now" is always the best timing for investment.