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Anonymous

20 Jan 2026

General Investing

100k

If you have S$100k cash and need it back in 6 months, no flexibility. Capital preservation comes first, but don’t want idle cash. What’s the best way to split and invest this S$100k for a 6-month timeline in SG?

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I will keep in OCBC 360 account, fulfilling the salary credit, save and spenr categories. The EIR of 2.45 % p.a. is pretty good at current market interest rate.

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