UOB Uniplus Savings Account
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2.0
3 reviews
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This product has not been claimed by the company yet.
Summary
UOB Uniplus Savings Account
Account Features & Details
1) Key Features
- Earn base interest of 0.05% p.a
- UOB Uniplus Account comes with a UOB One Debit Mastercard. Enjoy up to 10% rebate on online shopping, transport, groceries and other categories with a minimum of S$500 monthly spend. Cashback is capped at S$20 every month
- 3% cashback on Dairy Farm Internation transactions
- 3% cashback on Shopee transactions
- 3% cashback on SimplyGo
- 1% cashback on Grab transactions - New UOB customers will enjoy:
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2) Interest Rate
- Base interest rate: 0.05% p.a
3) Eligibility
- Age: 16 years old and above (online application); 15 years old and above (branch application)
- Citizenship: Singaporeans, PRs, Foreigners
- Minimum initial deposit: S$500 (Singaporeans and PRs); S$1000 (Foreigners)
4) Fees
- Minimum average daily balance: S$500
- Fall below fee: S$2 (waived for first 6 months for accounts opened online)
- Early account closure: S$30 (within 6 months from opening)
5) Application Process
How to apply?
- Singaporeans & PRs
- Apply online through UOB’s website - Foreigners
- Apply at any UOB Branch
Supporting documents
- Singaporeans & PRs
- For all new and existing UOB customers, you may retrieve your personal information with MyInfo through Singpass; or
- Personal internet banking login details; or
- Credit/Debit card number and PIN - Foreigners
- Passport
- Proof of residential address
- Employment Pass/S Pass/Dependent Pass
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Summary
UOB Uniplus Savings Account
Account Features & Details
1) Key Features
- Earn base interest of 0.05% p.a
- UOB Uniplus Account comes with a UOB One Debit Mastercard. Enjoy up to 10% rebate on online shopping, transport, groceries and other categories with a minimum of S$500 monthly spend. Cashback is capped at S$20 every month
- 3% cashback on Dairy Farm Internation transactions
- 3% cashback on Shopee transactions
- 3% cashback on SimplyGo
- 1% cashback on Grab transactions - New UOB customers will enjoy:
undefinedundefined
2) Interest Rate
- Base interest rate: 0.05% p.a
3) Eligibility
- Age: 16 years old and above (online application); 15 years old and above (branch application)
- Citizenship: Singaporeans, PRs, Foreigners
- Minimum initial deposit: S$500 (Singaporeans and PRs); S$1000 (Foreigners)
4) Fees
- Minimum average daily balance: S$500
- Fall below fee: S$2 (waived for first 6 months for accounts opened online)
- Early account closure: S$30 (within 6 months from opening)
5) Application Process
How to apply?
- Singaporeans & PRs
- Apply online through UOB’s website - Foreigners
- Apply at any UOB Branch
Supporting documents
- Singaporeans & PRs
- For all new and existing UOB customers, you may retrieve your personal information with MyInfo through Singpass; or
- Personal internet banking login details; or
- Credit/Debit card number and PIN - Foreigners
- Passport
- Proof of residential address
- Employment Pass/S Pass/Dependent Pass
UOB Uniplus Savings Account
UOB Uniplus Savings Account
Up to 1.6% p.a.
INTEREST RATES
$500
MIN. INITIAL DEPOSIT
$500
MIN. AVG DAILY BALANCE
Reviews (3)
2.0
3 Reviews
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4
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2
High to Low
09 Aug 2020
Purchased
UOB Uniplus Savings Account
The first bank account that I open for myself when I was young at the bank itself. Good customer service and the app interface have gotten better over time.0
What are your thoughts?Posted 03 Dec 2022
Purchased
UOB Uniplus Savings Account
UOB used to be passable until early 2022. If you have set up recurrent payments or GIRO, UOB will haphazardly block your transactions (example: Starhub, Courts, Anytime Fitness) and cause you to incur expensive late fees. If you face problems caused by UOB, you can call their customer service. But it is like sh!t. You usually wait more than 30–60 mins. Then once you get through, their people will bounce you back and forth. So even after 2–3 days, the a simple problem never gets solved. Customer service reps always sound annoyed. Ask them to clarify or repeat something, they will start to demean you. In other words, UOB customer service does not treat you as human and is just there to earn a fat cheque while protecting UOB's greedy interests. If you email them or submit a form on their website, good luck to you. You will never hear from them again. If you message them on social media, you will first get a hypocritical public response showing how much they 'care'. Then on Messenger, you will get bounced to emails, calls or other channels of comms. In other words, just PR. If you go the bank, you get the same sh!t. Ironically from a decade ago till 2021, their bank people used to be polite, friendly and helpful. Now, just the opposite. Avoid UOB for now. End 2022 now. Clearly internally something happened and the organisation has become dysfunctional from tech to customer service.0
What are your thoughts?12 Oct 2020
Purchased
UOB Uniplus Savings Account
Instant account opening claimed by then, puiiiiiii imagine i was trying to credit my salary at this stage. Irresponsible UOB don't ever sign up online. Go to their outlet and scream at their face0
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Interest Rates for UOB Uniplus Account
Incremental Fresh Funds Balance | Bonus Rates (p.a.) |
|---|---|
S$15,000 to S$50,000 | 0.05% |
More than S$50,000 to S$100,000 | 0.25% |
More than S$100,000 to S$1,000,000 | 0.45% |
How does UOB Uniplus Account work?
To achieve the bonus interest rate per annum for UOB Uniplus savings account comes with a few criteria:
i. Make an incremental fresh funds deposit of S$15,000 to S$50,000 to get an extra 0.05%p.a.
ii. Make an incremental fresh funds deposit of S$50,000 to S$100,000 to get an extra 0.25%p.a.
iii. Make an incremental fresh funds deposit of S$100,000 to S$1,000,000 to get an extra 0.45%p.a.
- Do note that Bonus Rates will only apply to Incremental Fresh Funds Balance of at least S$15,000, subject to a cap of S$1,000,000.
- Incremental funds exceeding S$1,000,000 will only earn interest at the applicable Prevailing Interest Rate.
Is Uniplus the Best Savings Account for You in 2021?
Not the best interest rates available for savings accounts. Plus, You need to achieve at least S$100,000 to get your extra bonus interest rates to earn 0.50% p.a.
Want to know how UOB Uniplus compares with other savings accounts? Here's a compilation of The Best Savings Accounts in 2021.
Terms and fees for UOB Uniplus Savings Account
- Initial deposit for Singaporeans & PR: S$500
- Initial deposit for Singaporeans & PR with a monthly income of less than $2,000 and who are using the account as a Basic Bank Account: S$20
- Initial deposit for Non-Singaporeans: S$1,000
- Minimum Average Daily Balance: S$500
- Fall below fee: S$2
Eligibility: who can apply for a Uniplus Account?
- Citizenship status: Singaporeans, PRs and Foreigners
- Minimum age to open an account: 18 years old
How to apply for UOB Uniplus?
Apply Online or Visit UOB branches
Contact us at [email protected] should you require any assistance or spot any inaccuracies.