OCBC-NTUC Starter Account
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NTUC-OCBC Starter Account is a savings account exclusively for NTUC Union members, offering no minimum balance requirements and lock-in period. The base interest rate for NTUC-OCBC Starter Account is 0.10% p.a. With the first S$500,000 in account balance, account holders can earn 1.00% p.a. by crediting their salary of at least S$1,000/month and making 3 transactions via their NTUC Plus! Card. The highest possible interest rates you can earn goes up to 1.25% p.a.
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Balances in NTUC-OCBC Starter Account
Base Interest Rates
Bonus Interest Rates (when salary crediting + 3 GIRO transactions are fulfilled)
S$0 - S$50,000
S$50,001 - S$500,000
To get the most out of your NTUC-OCBC Starter Account, simply:
1. Credit your salary of S$1,000 or more per month via GIRO and
2. Make 3 transactions on your NTUC Plus! Visa Credit/Debit card to enjoy 1.00% per year interest rate on your first S$50,000 deposits