Citi InterestPlus Savings Account
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Summary
With effect from 1 August 2020, Citi InterestPlus Savings Account has been discontinued. For existing account holders, bonus interest will no longer be earned on new Spend, Invest, Protect, and Borrow transactions.
Citi InterestPlus Savings Account Reviews 2024
- The base interest rate ranges from 0.01% - 0.10% p.a., depending on your average daily balance
- Bonus interest rates can be earned when you fulfill one of 4 categories:
i. Insure - earn up to 1.20% p.a.
ii. Spend on Citibank Credit Card - earn up to 0.10% p.a.
iii. Invest - earn up to 1.20% p.a.
iv. Borrow - earn up to 1.00% p.a. when you take up a Citibank Home Loan
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Summary
With effect from 1 August 2020, Citi InterestPlus Savings Account has been discontinued. For existing account holders, bonus interest will no longer be earned on new Spend, Invest, Protect, and Borrow transactions.
Citi InterestPlus Savings Account Reviews 2024
- The base interest rate ranges from 0.01% - 0.10% p.a., depending on your average daily balance
- Bonus interest rates can be earned when you fulfill one of 4 categories:
i. Insure - earn up to 1.20% p.a.
ii. Spend on Citibank Credit Card - earn up to 0.10% p.a.
iii. Invest - earn up to 1.20% p.a.
iv. Borrow - earn up to 1.00% p.a. when you take up a Citibank Home Loan
4.0
1 Reviews
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24 Aug 2020
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Citi InterestPlus Savings Account
This product discontinued from 1 August 2020: "With effect from 1 August 2020, please note that the following changes will apply to the InterestPlus Savings Account: ā¢ We will cease to accept new applications for InterestPlus Savings Account."0
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How to maximise the interest rate for Citi InterestPlus Savings Account?
The base interest rate per annum for Citi InterestPlus savings account depends on the account balance.
- The base interest is 0.01% for account balance below S$5,000
- The base interest is 0.05% for account balance between S$5,000 to S$30,000
- The base interest is 0.1% for account balance above S$30,000
The bonus interest rate per annum for Citibank InterestPlus savings account comes with a few criteria:
- Insurance
- Monthly spend on credit card
- Investment
- Home loan
Criteria | Bonus Interest Rate % |
|---|---|
Protect / Insure | 1.20% |
Spend | 0.10% |
Invest | 1.20% |
Borrow (Home Loan) | 1.00% |
Here are the minimum monthly spend required on credit card for bonus interest:
- Card spend S$25 and above using 1 or more Citibank cards for bonus interest of 0.10%
insurance
- Spends at least S$25,000 on a single insurance premium annually or S$250 monthly premium for 12 months to enjoy 1.20% bonus interest
Investment
- Invest at least S$250 per month in a regular savings plan for 12 months or spend at least S$250,000 on Unit Trust to enjoy 1.20% bonus interest
Home Loan
- Takes up a home loan of at least S$250,000 to enjoy 1.00% bonus interest.
Is InterestPlus the Best Savings Account for You in 2020?
Check out how Citi InterestPlus compares with other savings accounts in The Best Savings Accounts in 2020
Terms and fees for Citi InterestPlus Savings Account
- Initial deposit: S$2,000
- Minimum Average Daily Balance: S$5,000
- Fall below fee: S$10
- Early closure fee: None
Eligibility: who can apply for Citi InterestPlus
- Citizenship status: Singaporeans, PRs and foreigners
- Minimum age to open an account: 21 years old
How to apply for Citi InterestPlus
- Apply Online via Citi InterestPlus website Visit Citibank Branches
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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