I currently have 8 bank accounts to segment my money for financial planning and budgeting purposes. CIMB I-Starsaver is my only shariah-compliant savings account that pays hibah instead of interest. ~50% of my clients are Muslims, so I also wanted to experience what an Islamic savings account is like. The conventional Starsaver pays 0.8%/yr and the I-Starsaver targets this rate of hibah too. I would say that 0.8%/yr is good, considering that you don't have to jump through any hoops (I.e. multiple conditions of salary crediting, spending on credit card, bill payment and insurance / investment). It is straight forward, you can open an account with $1,000, and the accessibility to ATMs make this a good account for your Contingency Buffer, Long Term savings or Opportunity Fund accumulation. One important difference to me between this and Fastsaver, is that this account allows you counter service without any extra charge.