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Prudential PRUPersonal Accident

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  • Reviews (4)
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Summary

Prudential PRUPersonal Accident Review 2021

  • Prudential PRUpersonal Accident offers 6 types of plans with different payouts and premiums based on the coverage you require.
  • PRUPersonal Accident has 1 basic plan and 2 additional add-ons.
  • Get up to 3 times the payout for Public Transport Accidents
  • Your coverage amount increases up to 25% as a No Claims incentive
  • Covers up to 21 infectious diseases including Hand, Foot, and Mouth Disease and Dengue.
  • Recovery Aid add-on rider includes Daily hospital allowance, transport expenses, additional family support fund and 24-hours worldwide assistance.
  • Additional benefits for after-accident care available under another add-on, Fracture Care PA.
...see more

Summary

Prudential PRUPersonal Accident Review 2021

  • Prudential PRUpersonal Accident offers 6 types of plans with different payouts and premiums based on the coverage you require.
  • PRUPersonal Accident has 1 basic plan and 2 additional add-ons.
  • Get up to 3 times the payout for Public Transport Accidents
  • Your coverage amount increases up to 25% as a No Claims incentive
  • Covers up to 21 infectious diseases including Hand, Foot, and Mouth Disease and Dengue.
  • Recovery Aid add-on rider includes Daily hospital allowance, transport expenses, additional family support fund and 24-hours worldwide assistance.
  • Additional benefits for after-accident care available under another add-on, Fracture Care PA.
...see more

Plans (6)

Slide 1 of 6

PRUPersonal Accident Plan F

$1,000,000

ACCIDENTAL DEATH

N/A

TEMPORARY DISABILITY

Up to $6,000

MEDICAL BENEFITS

$1,500

TCM & CHIROPRACTOR

PRUPersonal Accident Plan E

$750,000

ACCIDENTAL DEATH

N/A

TEMPORARY DISABILITY

Up to $5,000

MEDICAL BENEFITS

$1,250

TCM & CHIROPRACTOR

PRUPersonal Accident Plan D

$500,000

ACCIDENTAL DEATH

N/A

TEMPORARY DISABILITY

Up to $4,000

MEDICAL BENEFITS

$1,000

TCM & CHIROPRACTOR

PRUPersonal Accident Plan C

$300,000

ACCIDENTAL DEATH

N/A

TEMPORARY DISABILITY

Up to $3,000

MEDICAL BENEFITS

$1,000

TCM & CHIROPRACTOR

PRUPersonal Accident Plan B

$200,000

ACCIDENTAL DEATH

N/A

TEMPORARY DISABILITY

Up to $2,500

MEDICAL BENEFITS

$500

TCM & CHIROPRACTOR

PRUPersonal Accident Plan A

$100,000

ACCIDENTAL DEATH

N/A

TEMPORARY DISABILITY

Up to $2,000

MEDICAL BENEFITS

$500

TCM & CHIROPRACTOR

PRUPersonal Accident Plan F

$1,000,000

ACCIDENTAL DEATH

N/A

TEMPORARY DISABILITY

Up to $6,000

MEDICAL BENEFITS

$1,500

TCM & CHIROPRACTOR

Reviews (4)

3.5

4 Reviews

5
2
4
0
3
1
2
0
1
1

      20 Sep 2020

      [Claims Process] Claiming process by far is the most easiest to use and is user friendly [Agent Responsiveness] fast response and friendly

      0

      What are your thoughts?

      03 Mar 2020

      [Terms & Conditions] TCM and medical reimbursement coverage is on a per accident basis (not per year) [Claims Process] claims can also be submitted online with photo of bill, with reimbursement made within 7 days

      0

      What are your thoughts?

      25 Jun 2020

      Purchased

      PRUPersonal Accident Plan F

      Insurance covers dengue which is useful. It does not cover covid 19 and this is disadvantage. Easy to apply

      0

      What are your thoughts?

      Posted 07 Mar 2023

      Purchased

      PRUPersonal Accident Plan A

      Agent don’t seem to know if Physio is classified under the medical reimbursement or under Tcm/ Chiro category.. not so helpful agent .. seem to scared of do t know what.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      Key Benefits from Prudential PRUpersonal Accident  

      • Affordable premiums with 24-hour worldwide coverage
      • Covers accidents, food poisoning, animal and insect bites (including dengue fever and Zika virus)
      • 3 times payout for public transport accidents
      • 2 times payout for private transport and pedestrian accidents, building fires and accidents during school-time
      • Covers injuries sustained during NS, reservist and adventurous activities like scuba diving
      • Reimburses treatment bills including Traditional Chinese Medicine (TCM) bills
      • Coverage increases by up to 25% in the first five years if no claims are made

      For more details, you can check out Prudential PRUpersonal Accident’s brochure here.

      Benefits Available from Prudential PRUpersonal Accident

      • Daily Accidental Hospital Income Benefit
      • Daily Accidental ICU Benefit
      • Mobility Aid Benefit
      • Get Well Transport Benefit
      • Family Support Fund Benefit
      • Travel and Medical Assistance Benefit
      • Emergency Medical Evacuation and Repatriation Benefit

      Optional Benefits from Prudential PRUpersonal Accident

      • Fractures, Burns and Dislocations Benefit
      • House Fitting Expenses Benefit
      • Mobility Aid Benefit
      • Recovery Benefit

      Pros & Cons:

      • Only TCM is reimbursed, Does not provide reimbursement for Chiropractic treatments

      How To Claim Prudential PRUpersonal Accident

      • You can first visit Prudential’s ‘How To Submit a Claim’ page
      • Complete the relevant claim form
      • Submit your form together with supporting documents through your Financial Consultants or at the Customer Service Center.
      • OR mail it to Prudential at: Prudential Assurance Company Singapore (Pte) Limited, Robinson Road P.O. Box 492 Singapore 900942

      Prudential PRUpersonal Accident Contact Info

      • Tel: 6697 4901
      • Fax: 6734 6953
      • Address: 30 Cecil Street #30-01, Prudential Tower Singapore 049712
      • You can visit Prudential PRUpersonal Accident’s website for more information

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.