FWD Personal Accident Insurance
Touted as one of the most competitively priced and most comprehensive, here are some of FWD Personal Accident Insurance's highlights:
Read Review About...
FWD Personal Accident Insurance has over 5 plans - for different levels of coverages at different premium prices. The lower tier plans are:
Here’s a summary of the Policy Benefits from FWD Personal Accident Insurance Coverage
Accidental Death & Disability
Weekly income benefit
1. Across All Plans:
2. Mobility and Prosthesis Aids up to S$5,000
3. Guardian Angel Benefit up to S$500,000
4. Physiotherapy Expenses up to $5,000
5. Home Modifications up to $50,000
FWD Personal Accident Insurance does cover Coranavirus COVID-19, with these parameters:
Daily Hospital Income
Weekly income benefit for temporary total disability (up to 104 weeks)
Damage of personal electronic devices
Additional permanent total & partial disability (per policy year)
Medical expenses overseas for inpatient & outpatient
Benefit Parameters for FWD Personal Accident Insurance Optional Riders
Personal Accident Insurance premiums are priced according to the coverage you want and the type of occupation you are in. As different levels of occupation groups have different risk probabilities. Generally, the 4 occupation groups are:
Check out the yearly premiums for Individuals for FWD PA across 4 occupation types.
White Collar / Office Worker
Sales / Light Manual Worker
Skilled & Semi-skilled Manual Worker
Heavy Manual / Unskilled Worker
Individuals' Annual Premium Rates for FWD Personal Accident Insurance across different occupations
Opting to apply for FWD Personal Accident Insurance as a Couple will give you approximately a 5% discount assuming both spouses work in the same type occupation.
Applying for The Family plan will also give you lower premiums per pax.