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AIG Sapphire Enhanced Personal Accident

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Summary

AIG Sapphire Enhanced Personal Accident Insurance Reviews 2021

AIG Sapphire Enhanced wants to help you safeguard your future with their plans by providing customers with worldwide benefits such as weekly income, reimbursement for medical expenses and compassionate allowance to aid you in times of need.

Summary

AIG Sapphire Enhanced Personal Accident Insurance Reviews 2021

AIG Sapphire Enhanced wants to help you safeguard your future with their plans by providing customers with worldwide benefits such as weekly income, reimbursement for medical expenses and compassionate allowance to aid you in times of need.

Plans (4)

Slide 1 of 4

Sapphire Enhanced Plan 4

$500,000

ACCIDENTAL DEATH

$500 / week

TEMPORARY DISABILITY

Up to $10,000

MEDICAL BENEFITS

$750

TCM & CHIROPRACTOR

Sapphire Enhanced Plan 3

$300,000

ACCIDENTAL DEATH

$200 / week

TEMPORARY DISABILITY

Up to $8,000

MEDICAL BENEFITS

$750

TCM & CHIROPRACTOR

Sapphire Enhanced Plan 2

$200,000

ACCIDENTAL DEATH

$100 / week

TEMPORARY DISABILITY

Up to $6,000

MEDICAL BENEFITS

$750

TCM & CHIROPRACTOR

Sapphire Enhanced Plan 1

$100,000

ACCIDENTAL DEATH

$100 / week

TEMPORARY DISABILITY

Up to $4,000

MEDICAL BENEFITS

$750

TCM & CHIROPRACTOR

Sapphire Enhanced Plan 4

$500,000

ACCIDENTAL DEATH

$500 / week

TEMPORARY DISABILITY

Up to $10,000

MEDICAL BENEFITS

$750

TCM & CHIROPRACTOR

Reviews (3)

2.3

3 Reviews

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      22 Jul 2020

      Purchased

      Sapphire Enhanced Plan 1

      [Agent Responsiveness] I bought this AIG Sapphire Enhanced Plan 1 for more than 5 years already via my family agent from AIA. She handles the claims process for my family and I and has always been very prompt in ensuring everything is prepared for us to submit the claims. [Claims Process] After she's done her due diligence to submit our claims, the response from AIG is always very fast. Just recently in July, due to an A&E visit, the claim submitted took less than a week to receive a response from AIG directly and the payment to my bank was done in the following week. [Insurance Coverage] AIG has been pretty encompassing in terms of the reasons for our claims. I've filed claims for a sprained ankle during running, A&E visit due to a bee sting, and other related claims due to leg injury and all of them are claimed successfully.

      0

      What are your thoughts?

      Posted 21 Dec 2021

      Purchased

      Sapphire Enhanced Plan 1

      [Customer Service] I was hospitalised for 12 days due to pnuemonia and write in to claim. But below statement really question why I bother to get insured with AIG. "In addition, under Part C-1 - General Exclusions (n) of the policy, it is stated that we will not pay nor be liable for any injury sustained by the Insured Person resulting from any kind of disease, illness, virus, bacterial or any other kind of infection howsoever caused"

      0

      What are your thoughts?

      24 Feb 2020

      Claims is extremely slow and extremely painful process to claim. I will never buy any AIG Insurance policy ever.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      AIG Sapphire Enhanced Coverage

      AIG Sapphire Enhanced offers 4 different types of Plans and 2 tiers of benefits, Basic and Comprehensive.

      Here is a summary of Basic Benefits and its maximum sum insured:

      • Accidental Death & Permanent Disablement: $500,000
      • Accident Medical Reimbursement: up to $10,000
      • Weekly Benefit For Temporary Total Disablement: $500 per week
      • Traditional Chinese Medicine: up to $750
      • Mobility Aid and Ambulance Service Reimbursement: up to $4000

      Here is a summary of Comprehensive Benefits and its maximum sum insured:

      • Daily Hospital Income: $250
      • Emergency Medical Evacuation: up to $50,000
      • Lifestyle Maintenance: $3000
      • Compassionate Allowance: $25,000

      How To Claim From AIG Sapphire Enhanced:

      • Complete the Personal Accident or Sickness Claim Form
      • Prepare the required supporting documents
      • Finally, submit your claim by post to:
      • Claims Department: AIG Asia Pacific Insurance Pte. Ltd., AIG Building, 78 Shenton way #07-16, Singapore 079120

      Contact AIG

      • General Enquiries: 6419 3000
      • Address: 78 Shenton Way #07-16, Singapore 079120

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.